Commercial Auto Insurance
Even if your commercial vehicles are not the primary way your business makes money, it's always wise to properly insure the vehicles you depend on as a business owner.
Commercial auto insurance is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.
Ensuring your commercial auto insurance coverage is comprehensive is one of the easiest ways to protect your business. Don't hesitate to call today!
Worried about costs?
Don’t be. Commercial auto insurance is remarkably inexpensive.
What should my business auto policy cover?
Commercial auto insurance coverage may include:
- Comprehensive and Collision
- Emergency Roadside Assistance
- Liability
- Medical Payments
- Loss of Earnings
- Uninsured Motor Vehicle
Why do I need such comprehensive coverage?
When your employees use a company vehicle for business purposes, their auto policy coverage no longer applies in the event of an accident, property damage, or fatality caused by one of your employees.
What to expect from our company
At our firm, you’ll speak with an experienced agent whose primary goal is to design a policy that fits your business’s particular needs.
Whether your commercial vehicle is for occasional use, a possible new venture, or a daily necessity, we are here to ensure coverage is applicable and answer any questions you may have.
A cautionary tale
This owner loved fashion and had a knack for finding gently used clothing. One day, she decided to take a leap of faith and open her own vintage clothing boutique.
It didn’t take long for business to start booming for the boutique. It wasn’t long before she had an epiphany: Why not complete personal deliveries for locals?
It wasn’t long before she was making deliveries when the unthinkable occurred: she backed into a young man on a bicycle. While he was not seriously injured, he was hospitalized overnight for monitoring.
The next day, a claims adjuster called to inform her that since she was doing business at the time of the accident, her personal insurance policy would not cover the claim.
Stuck with a huge hospital bill and a lawsuit from the biker’s attorney, she was forced to shut down her business.
Answer this one question:
Can you afford to expose your income, personal property, and employees to this high-risk level? If the answer is “no,” then we can help.
Why we're different
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect businesses and people we know and care about, so we always look for ways to protect you better. To do this, we carefully choose the insurance companies we represent to be both affordable and responsive.
Contact us, and let our insurance professionals help you protect what you care about most.